It is of no doubt that online payment is not just as easy for most Nigerians. Even after getting a MasterCard, some sites still go ahead to deny cards from Nigeria. As a Nigerian, how many times have you come across products you wish to have? Services you want to pay for? I understand your feelings. As a matter of fact, Nigerians have been deprived from online payment presence starting with Paypal and Clickbank. But today, I will not be talking on Paypal or Clickbank, I will only be sharing with you how you can buy products and services on the Internet using your GTB Naira MasterCard, obtainable from local GTB banks in Nigeria. You can use this card on many websites that accept the usual Master Card. Websites like amazon.com, namecheap.com, getresponse.com, aliexpress.com (to buy PCs, tablets and other electronics gadgets), etc are just a few that accept GTB Naira MasterCard.
So, What is GTB Naira MasterCard?
GTB Naira MasterCard is a Debit Card that gives you access to your Current or Savings Account with GTBank. The GTB Naira MasterCard is an international payment card issued in partnership with MasterCard Worldwide. It is dominated in Naira, but can also be used to settle purchases in other major currencies. It is accepted worldwide as a means of payment for goods and services at over 29.4 million MasterCard locations and over 1.9 million ATMs in more than 210 countries. The GTB Naira MasterCard is linked online, real-time to your Current or Savings Account, thus, reflecting all transactions done using this card instantly.
Features of GTB Naira MasterCard
The card bears the cardholder’s name, card number, and expiry date on the front. And also at the bottom right hand corner on the front page is the term ‘Electronic Use Only’. The card is valid for 3 years. And at the back is the CVV2 (Card Validation Value) number beside the Signature panel. The CVV2 is one of the most important number you need to keep private.
Benefit of GTB Naira MasterCard
Accessibility: With the GTB card, you have access to 24 hour access to fund from over 1.9 million ATMs worldwide.
Worldwide Acceptance: It can be used to pay for goods and services at over 29.4 million merchant locations worldwide (hotels, supermarkets, petrol stations, e.t.c).
Safety: Your card eliminates the risk and inconvenience of carrying cash around.
Security: The card is protected by the most secure technology for card transactions – a microchip embedded in the card coupled with a four-digit PIN known exclusively to you.
Requirements and How to Apply for the GTB Naira MasterCard
The GTB Naira MasterCard is issued to you automatically as a Current or Savings Account Holder of Guaranty Trust Bank Plc. Did you need the GTB Naira MasterCard, then work in to any GTB and opens an account with them and you get the card. Simple! If you already have an account with GTB, then you already have a Master Card.
Making Payment Online with Your GTB Naira MasterCard
To make payment with your GTB Naira MasterCard, you need to do few things first. Let us look at this one after the other.
First, you need an Activation Code. To get this activation code, you need to visit any GTB branch around you and enquiry for an Activation Code for your ATM Card for online payment or simply tell them you need a Token.
A Token is a device that is used to generate code online when making any payment online. At present, the Token cost N3,000 at GTBank and your account will be charge for this. You will be asked to come back for your Token and your Internet Banking details should have been sent to your email address).
After getting your Token and Internet Banking details, next thing to do is go to www.gtbank.com, under Internet Banking, click Login. Enter your Internet Banking account user details (User ID and Password) which was sent to your email address. Enter the login details and once inside your account, then click Get Activation Code. On the next page, follow the instructions provided and fill the form. After that, your card will be ready for online payment.
Now to use the card to buy products/services that accept Master Cards as a form of payment, you will need to go to that website, click on Order and the next page should lead you to where you will fill in your card details.
Card type: Choose Master Card
Card Holder’s Name: Enter your name as it’s written on your GTB Naira MasterCard
Card Number: This can be found on the front of your GTB Naira MasterCard. Enter it as it is. No mistakes!
Expiry Date: It is also on the card. Enter it as it is.
CVV Number: This is the three-digit numbers at the back of your card, beside the Signature panel. Enter this as well.
And wow… we have just purchased a product on the internet… lol… As you can see, it is quite simple to buy anything on the internet using your GTB Naira MasterCard.
Nevertheless, your GTB Naira MasterCard can still be declined when purchasing a product online. This is due to different reasons including… use of wrong PIN, insufficient funds in your account and exceeding daily spending. If your card is declined, you can get in touch with GTConnect on: 0800-482666328, +234-700-482666328, +234-1-4480000, +234-80-2900-2900, and +234-80-3900-3900. This lines operate 24 hours a day, if you can not call during the day, you can call them on extra cool… lol.