Since the introduction of MMM into Nigeria, there have been some serious arguments going on here and there whether MMM Nigeria is scam or for real and in my honest opinion, I will try my best to explain what it really is using the ideology of MMM and how it operates.
MMM is a Ponzi scheme. A Ponzi scheme is a fraudulent investment operation where the operator, an individual or organization, pays returns to its investors from new capital paid to the operators by new investors, rather than from profit earned through legitimate sources.
One of the reasons MMM has gathered different opinions from all levels is because it ideology is based on that of a Ponzi scheme, because it has no real income generating pattern, as it pays the supposed 30% returns to old investors from new investors’ funds, which no legitimate business does.
Explaining further how the Ponzi Scheme or game operates, Financial Watch, said the promoter will initially pay out high returns to attract more investors, and to lure current investors into putting in additional money. Other investors begin to participate, leading to a cascade effect. The “return” to the initial investors is paid out of the investments of new entrants, and not out of profits.
Although according to MMM Nigeria, “there is no сentral account, where all the System money flows to (and where it can be easily stolen from. All the money is only on the banking accounts of the participants themselves!”
But from my research and experiences, operators of Ponzi schemes usually entice new investors by offering higher returns than other investments, in the form of short-term returns that are either abnormally high or unusually consistent.
This is the reason why the Central Bank of Nigeria, Federal Government of Nigeria, SEC and banks believe MMM Nigeria is a Ponzi scheme, owing to the fact that it has no real income generating pattern, as it pays the supposed 30% returns to old investors from new investors’ funds, which no legitimate business does.
In my honest opinion, MMM Nigeria is working for now but will surely collapse when the PH (Provide Help or Deposit) and GP (Give Help or Withdraw) looses balance. So, be free to join MMM Nigeria and enjoy it while it last.
Yes, the whole structure will collapse when the cash outflow exceeds the cash inflow. The originators of the scheme, however, usually disappear with large sums a few days before the crash.
If I can join MMM Nigeria, then you can. I tread carefully knowing I’m risking a lot and knowing fully well that the scheme will surely collapse one day. This is why all participants are asked to participate with their spare money.
You can make your money by getting rewarded with 30% interest rate of your initial PH (offer help or fund to another participant) for 30 days. For example, if you GH (deposit) of N100,000, you will at the end of 30 days be able to withdraw N130,000 (apart from registration bonuses and Letter of Happiness videos).
To join MMM Nigeria, click here. If you need any further assistance or questions, pls WhatsApp me on 08036129474.
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